The insurance company offered me $200. I think that’s ridiculous. I did not have surgery or an MRI. An MRI alone would cost over $200. My symptoms lasted several months. I think** I’m ok now, about a year later but I don’t do any strenous activity with that arm.
About 4 months after the accident, I tried to start my lawn mower and I believe I re-injured my arm by doing so. I didn’t tell anyone for fear that would nullify my claim.
I’m don’t believe I should sue or get a lot of $$$, but, I think the fact that I couldn’t do normal activities for a few months (pick up my daughter, start the mower, etc.) is worth more than $200.
The insurance co. paid $3600 to repair my car. This was a low speed (about 30mph), head on collision.
Another part of my question would be, how do I tell them what I think I deserve? I’ve been avoiding the adjuster for about 6 months now. I just don’t pick up the phone since the $200 offer
You should call an "injury" attorney. They will talk to you free and handle your case on a percentage basis. They will tell you if the offer is high enough. Dont try to negotiate with the insurance company on your own.